/* The Trusted Consumers — shared styles. Light theme, system fonts, no external assets. */
:root{
  --navy:#10243e; --navy-2:#1b3a5f; --teal:#0c7256; --teal-dark:#095741;
  --ink:#1c2733; --muted:#5a6a7a; --line:#d8e0e8; --bg:#f7f9fb; --card:#ffffff;
  --warn-bg:#fdf6e3; --warn-line:#e7d28a; --ok:#0c7256; --radius:12px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
a{color:var(--teal-dark)}
a:hover{text-decoration-thickness:2px}
.wrap{max-width:1060px;margin:0 auto;padding:0 20px}
.site-header{background:var(--navy);color:#fff}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:14px;padding-bottom:14px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:700;font-size:1.15rem;letter-spacing:.2px}
.brand svg{flex:none}
.brand small{display:block;font-weight:400;font-size:.72rem;color:#b9cbdd;letter-spacing:.4px}
.main-nav{display:flex;gap:18px;flex-wrap:wrap;align-items:center}
.main-nav a{color:#dbe7f3;text-decoration:none;font-size:.95rem}
.main-nav a:hover{color:#fff;text-decoration:underline}
.nav-drop{position:relative}
.nav-drop-toggle{display:inline-block}
.nav-drop-menu{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:0 12px 32px rgba(16,36,62,.22);min-width:240px;padding:8px;z-index:40}
.nav-drop:hover .nav-drop-menu,.nav-drop:focus-within .nav-drop-menu{display:block}
.nav-drop-menu a{display:block;color:var(--ink);padding:8px 10px;border-radius:6px;font-size:.95rem}
.nav-drop-menu a:hover{background:var(--bg);color:var(--navy);text-decoration:none}
.nav-drop-menu a small{display:block;color:var(--muted);font-size:.78rem}
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 70%);color:#fff;padding:52px 0 44px}
.hero h1{font-size:2.15rem;line-height:1.2;margin:0 0 14px}
.hero p{color:#cfdeee;max-width:640px;margin:0 0 22px;font-size:1.06rem}
.hero .btn{background:#fff;color:var(--navy)}
.hero .btn:hover{background:#e8f0f7}
.hero .btn-ghost{background:transparent;color:#fff;border:1.5px solid #8fb0cf}
.btn{display:inline-block;min-height:48px;padding:12px 22px;border-radius:8px;border:1.5px solid transparent;font-weight:600;font-size:1rem;text-decoration:none;cursor:pointer;text-align:center}
.btn-primary{background:var(--teal);color:#fff}
.btn-primary:hover{background:var(--teal-dark)}
.btn-secondary{background:#fff;color:var(--navy);border-color:var(--line)}
.btn-secondary:hover{border-color:var(--navy)}
/* Layout rhythm (V2 white-bar fix): <main> itself carries NO top padding, so a
   full-bleed first child (the navy homepage hero) sits flush under the navy
   header. Interior pages begin with a .wrap block, which receives the top
   breathing room instead. Do not re-add top padding to main or a negative
   margin to .hero — that pair was the V1 white-bar bug. */
main{padding:0 0 10px}
main>.wrap:first-child{padding-top:30px}
h1.page-title{font-size:1.9rem;line-height:1.25;margin:0 0 8px;color:var(--navy)}
h2{color:var(--navy);font-size:1.35rem;margin:1.5em 0 .5em}
h3{color:var(--navy);font-size:1.1rem;margin:1.2em 0 .4em}
.lede{font-size:1.08rem;color:var(--muted);max-width:720px}
.byline{color:var(--muted);font-size:.9rem;margin:6px 0 0}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px;margin:18px 0}
.grid{display:grid;gap:16px;margin:18px 0}
@media(min-width:760px){.grid-3{grid-template-columns:repeat(3,1fr)}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}}
.pick-card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:18px}
.pick-card .pick-label{font-size:.8rem;font-weight:700;text-transform:uppercase;letter-spacing:.6px;color:var(--teal)}
.pick-card h3{margin:.35em 0}
.disclosure{background:var(--warn-bg);border:1px solid var(--warn-line);border-radius:var(--radius);padding:14px 18px;margin:18px 0;font-size:.95rem}
.disclosure strong{display:block;margin-bottom:2px}
.verdict-box{background:var(--card);border:2px solid var(--teal);border-radius:var(--radius);padding:20px 22px;margin:18px 0}
.verdict-pill{display:inline-block;background:var(--teal);color:#fff;font-weight:700;border-radius:999px;padding:3px 14px;font-size:.9rem;letter-spacing:.3px}
.verdict-pill-neutral{background:var(--muted)}
.score-note{color:var(--muted);font-size:.95rem}
table.compare{width:100%;border-collapse:collapse;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;margin:16px 0;font-size:.96rem}
table.compare th,table.compare td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
table.compare th{background:var(--navy);color:#fff;font-size:.9rem}
table.compare tr:last-child td{border-bottom:none}
.table-scroll{overflow-x:auto}
.checklist{list-style:none;padding:0;margin:0}
.checklist li{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:14px 18px;margin:10px 0}
.status{display:inline-block;font-weight:700;font-size:.8rem;border-radius:6px;padding:2px 9px;margin-right:8px}
.status-pass{background:#e2f2ea;color:var(--teal-dark)}
.status-concern{background:var(--warn-bg);color:#7a6114}
.status-notfound{background:#eceff3;color:var(--muted)}
.sources{font-size:.9rem;color:var(--muted)}
.sources li{margin:4px 0}
.faq h3{margin-bottom:.2em}
.breadcrumb{font-size:.88rem;color:var(--muted);margin:0 0 10px}
.breadcrumb a{color:var(--muted)}
/* Quiz */
.quiz-shell{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px;margin:20px 0}
.quiz-progress{font-size:.9rem;color:var(--muted);font-weight:600}
.quiz-progressbar{height:8px;background:#e6edf3;border-radius:99px;margin:8px 0 18px;overflow:hidden}
.quiz-progressbar span{display:block;height:100%;background:var(--teal);border-radius:99px;transition:width .25s}
.quiz-q{font-size:1.3rem;margin:.2em 0 .7em}
.quiz-option{display:flex;align-items:center;gap:12px;background:#fff;border:1.5px solid var(--line);border-radius:10px;padding:12px 16px;margin:9px 0;min-height:52px;cursor:pointer;font-size:1rem}
.quiz-option:hover{border-color:var(--teal)}
.quiz-option input{width:20px;height:20px;accent-color:var(--teal);flex:none}
.quiz-field{display:block;margin:12px 0}
.quiz-field-label{display:block;font-weight:600;margin-bottom:5px;font-size:.95rem}
.quiz-field input,.quiz-field select{width:100%;min-height:48px;padding:10px 12px;border:1.5px solid var(--line);border-radius:8px;font-size:1rem;background:#fff}
.quiz-premium-row{display:grid;gap:4px}
@media(min-width:640px){.quiz-premium-row{grid-template-columns:1fr 1fr;gap:16px;align-items:start}}
.quiz-period{border:none;padding:0;margin:12px 0}
.quiz-period legend{font-weight:600;font-size:.95rem;margin-bottom:2px}
.quiz-period .quiz-option{margin:6px 0;min-height:48px}
fieldset.quiz-group{border:1px solid var(--line);border-radius:10px;margin:16px 0;padding:10px 16px}
fieldset.quiz-group legend{font-weight:600;padding:0 6px}
.quiz-vehicle-grid{display:grid;gap:4px}
@media(min-width:640px){.quiz-vehicle-grid{grid-template-columns:1fr 1fr 1fr;gap:14px}}
.quiz-nav{display:flex;justify-content:space-between;gap:12px;margin-top:22px}
.quiz-error{color:#a1251b;background:#fbeae8;border:1px solid #eec5c1;border-radius:8px;padding:10px 14px}
.quiz-note{background:#eef4fb;border:1px solid #cfdff0;border-radius:8px;padding:10px 14px;font-size:.96rem}
.quiz-altpath{font-size:.95rem}
.quiz-linkbtn{background:none;border:none;color:var(--teal-dark);font:inherit;font-weight:600;cursor:pointer;text-decoration:underline;padding:0}
.quiz-result h2{font-size:1.5rem;margin-top:0}
.quiz-disclaimer{font-weight:600}
.quiz-factors li{margin:8px 0}
.quiz-ctas{display:flex;gap:12px;flex-wrap:wrap;margin:18px 0 6px}
.quiz-cta-note{font-size:.9rem;color:var(--muted)}
.tc-form{margin:16px 0}
.tc-form .btn{margin-top:6px}
.form-message{border-radius:8px;padding:11px 15px;margin:14px 0;font-size:.96rem}
.form-message-preview{background:var(--warn-bg);border:1px solid var(--warn-line)}
.form-message-success{background:#e2f2ea;border:1px solid #a8d5bf}
.form-message-error{background:#fbeae8;border:1px solid #eec5c1}
/* TCPA consent component (shipped, rendered only when a form collects a phone number) */
.tcpa-consent{margin:14px 0}
.tcpa-consent-label{display:flex;gap:10px;align-items:flex-start;cursor:pointer}
.tcpa-consent-checkbox{width:20px;height:20px;margin-top:3px;accent-color:var(--teal);flex:none}
.tcpa-consent-text{font-size:12.5px;line-height:1.5;color:var(--muted)}
/* Footer */
.site-footer{background:var(--navy);color:#c7d6e6;margin-top:46px;padding:34px 0}
.site-footer a{color:#e6eff8}
.site-footer .cols{display:grid;gap:20px}
@media(min-width:760px){.site-footer .cols{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1020px){.site-footer .cols{grid-template-columns:repeat(4,1fr)}}
.site-footer h3{color:#fff;font-size:1rem;margin-top:0}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin:6px 0}
.footer-fine{font-size:.85rem;color:#93a9bf;margin-top:22px}
.empty-state{border:1.5px dashed var(--line);border-radius:var(--radius);padding:18px;background:#fbfdfe}
.skip-link{position:absolute;left:-9999px;top:0;background:#fff;color:var(--navy);padding:10px 16px;z-index:10}
.skip-link:focus{left:8px;top:8px}
:focus-visible{outline:3px solid #7db8a6;outline-offset:2px}

/* ---- V2: calculators, education-only note, hub bits ---- */
.edu-note{background:#eef4fb;border:1px solid #cfdff0;border-radius:var(--radius);padding:14px 18px;margin:18px 0;font-size:.95rem}
.edu-note strong{display:block;margin-bottom:2px}
.calc-shell{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px;margin:20px 0}
.calc-grid{display:grid;gap:4px}
@media(min-width:700px){.calc-grid{grid-template-columns:1fr 1fr;gap:6px 18px}}
.calc-result{background:#f2f8f5;border:1.5px solid var(--teal);border-radius:var(--radius);padding:20px 22px;margin:20px 0}
.calc-result h2,.calc-result h3{margin-top:0}
.calc-big{font-size:1.7rem;font-weight:700;color:var(--navy);line-height:1.25;margin:.2em 0}
.calc-lines{list-style:none;padding:0;margin:12px 0}
.calc-lines li{display:flex;justify-content:space-between;gap:14px;padding:7px 0;border-bottom:1px solid var(--line);font-size:.97rem}
.calc-lines li:last-child{border-bottom:none}
.calc-lines .amt{font-weight:600;white-space:nowrap}
.calc-lines li.total{font-weight:700;color:var(--navy)}
.verdict-pill-worth{background:var(--teal)}
.verdict-pill-border{background:#b07d10}
.verdict-pill-not{background:#8a4a42}
.line-tag{display:inline-block;font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.6px;color:var(--teal-dark);background:#e2f2ea;border-radius:6px;padding:2px 8px;margin-bottom:6px}