InsureMyTrip Insurance — Company Profile
What it is: a travel insurance comparison marketplace — not an insurer. Founded in 2000 in Warwick, Rhode Island, by Jim Grace, it describes itself as the first travel insurance comparison site. It sells no own-brand product: the buyer’s contract is with the underlying insurer named on the policy. In September 2026 it was acquired by Ignyte Insurance, a specialty insurance platform, continuing under its existing brand and carrier network.
Verdict: Legit Our rating: Not yet rated — the evidence check is published (see the legit check); numeric scoring with visible inputs is in progress, and we do not publish a number without them.
InsureMyTrip is a legitimate, long-running comparison marketplace — founded 2000, acquired by Ignyte Insurance in a deal announced September 1, 2026. As with any marketplace, the legitimacy check splits in two: the shelf (established, commission-paid, filed prices) and the insurer on the policy you pick, which makes the claims decisions. Its Anytime Advocates claims-assistance program is a real differentiator — advocacy, not decision power. Full verdict evidence: Is InsureMyTrip legit?
The evidence
- Identity & scale: founded 2000 by Jim Grace in Warwick, Rhode Island; a division of IMT Services, LLC. The company’s 2026 acquisition release reports more than 6 million travellers insured and more than 100,000 customer reviews with an average of 4.7 out of 5 — company figures, printed with their date and source.
- Ownership (current): acquired by Ignyte Insurance, a specialty insurance platform — the deal was announced September 1, 2026. InsureMyTrip continues under its existing brand and carrier network. Ignyte’s other travel brands include InsureandGo and AllClear.
- What it is: a comparison marketplace. It sells no own-brand product; your contract is with the insurer named on your policy (its shelf includes names such as Travel Guard, Seven Corners, and Berkshire Hathaway Travel Protection). It cannot override an insurer’s claim decision.
- Claims advocacy: its Anytime Advocates® program — launched in 2007, which the company says was the industry’s first — helps buyers pursue claims with the insurer. Advocacy is assistance, not authority: the insurer still decides.
- Research: the company publishes buyer-cost research cited across this site’s travel pages (its 2026 cost guide: comprehensive premiums averaging about 6% of trip cost internationally, with steep age-band differences). It launched a user-generated reviews database in 2011.
Where to check next
There are no live quote offers for InsureMyTrip on this site yet, so the honest next step is comparison, not a checkout button:
| Alternative | Best for | See |
|---|---|---|
| All major travel insurers, side by side | Comparing sales models and fit | Best travel insurance comparison |
| Run the numbers for your situation | A sourced estimate before you shop | Travel insurance cost estimator |
| The travel insurance hub | Coverage, costs, and how to shop the line | Travel insurance hub |
Reader reviews
No verified reviews yet. This profile is new, and we will not dress it up with placeholder praise. When reviews arrive, each one is moderated by a human, labelled verified only when we can verify the reviewer, and published whether it is positive or negative.
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InsureMyTrip questions
Is InsureMyTrip an insurance company?
No. It is a comparison marketplace founded in 2000 — it sells no own-brand product. Your policy is issued by the insurer named on it, and that insurer decides claims. InsureMyTrip’s Anytime Advocates can help you pursue a claim, but cannot override the insurer’s decision.
Who owns InsureMyTrip now?
Ignyte Insurance, a specialty insurance platform, acquired it in a deal announced September 1, 2026. It continues under the InsureMyTrip brand with its existing carrier network.
Why does this profile say “Not yet rated”?
We publish a numeric score only with the inputs behind it visible on the page. This company’s evidence check (on our Is It Legit page) is complete; its full numeric scoring is in progress, so the honest label is “Not yet rated” rather than an invented number.
Is this your business?
InsureMyTrip representatives can claim this profile to respond to reviews and correct factual errors. Claiming is free; it never changes a verdict, a score, or a review. How claiming works
Sources (checked October 2026): Founded 2000 by Jim Grace; “first travel insurance comparison site” and “basement start-up” (InsureMyTrip 20th-anniversary release via PRNewswire, Jul 16, 2020). Division of IMT Services, LLC; Warwick, RI headquarters (company boilerplate). Ignyte Insurance acquisition announced Sep 1, 2026; 6M+ travellers and 100,000+ customer reviews at 4.7/5 (PRNewswire via Morningstar/Insurance Journal, Sep 1–2, 2026). Marketplace model and claims-decision limits (TheTraveler.org InsureMyTrip analysis, 2026). Anytime Advocates launched 2007; reviews database 2011 (company anniversary release). Scale figures are time-stamped snapshots and are printed with their dates.