Allianz Travel Insurance — Company Profile
What it is: the U.S. retail travel insurance brand of Allianz Partners, the assistance and insurance arm of the Allianz Group. In the U.S., plans are produced and administered by AGA Service Company (doing business as Allianz Partners), headquartered in Richmond, Virginia, and are underwritten by one of two insurers depending on your state and plan. It sells tiered single-trip plans (the OneTrip family) and annual multi-trip plans (AllTrips), bundled with 24/7 assistance services.
Verdict: Legit Our rating: Not yet rated — the evidence check is published (see the legit check); numeric scoring with visible inputs is in progress, and we do not publish a number without them.
Allianz Travel is a legitimate, major travel insurance operation — part of one of the world’s largest insurance groups, with named U.S. underwriters and a U.S. headquarters in Richmond, Virginia. The practical questions are fit: which of the two underwriters is on your plan (their AM Best grades differ), whether single-trip or annual pricing suits your travel pattern, and reading the medical limits of the cheaper tiers carefully. Full verdict evidence: Is Allianz Travel legit?
The evidence
- Identity & structure: “Allianz Travel Insurance” is a mark of AGA Service Company, doing business as Allianz Partners — the licensed producer and administrator of the plans, and an affiliate of underwriter Jefferson Insurance Company. Allianz Partners is the B2B2C assistance/insurance arm of the Allianz Group. U.S. headquarters: Richmond, Virginia.
- Who underwrites: BCS Insurance Company (Ohio) or Jefferson Insurance Company (New York), depending on your state of residence and the plan chosen — per Allianz’s own FAQ. The same FAQ states their current AM Best ratings: BCS is rated A (Excellent) and Jefferson A+ (Superior). (An older third-party plan document shows lower grades for both; it is superseded by the company’s current FAQ.) Ratings can change — check before relying on them.
- Plan families: OneTrip single-trip plans in three tiers — Basic, Prime, and Premier — and AllTrips annual multi-trip plans for frequent travellers. Higher tiers carry higher cancellation and interruption limits; emergency medical limits are the figure to read carefully on the lower tiers.
- Assistance model: plans bundle insurance benefits with 24/7 assistance services provided through AGA Service Company. Globally, Allianz Partners reports 21,100 employees in 75 countries handling 71M+ cases a year (Allianz Partners profile).
- Founded: no founding year is printed for the U.S. travel operation: the authoritative sources we consulted do not state one, and an aggregator’s “2005” claim conflicts with the company’s own statement that it had operated in the U.S. for nearly 35 years as of 2018. The Allianz Group itself dates to 1890.
Where to check next
There are no live quote offers for Allianz Travel on this site yet, so the honest next step is comparison, not a checkout button:
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| All major travel insurers, side by side | Comparing sales models and fit | Best travel insurance comparison |
| Run the numbers for your situation | A sourced estimate before you shop | Travel insurance cost estimator |
| The travel insurance hub | Coverage, costs, and how to shop the line | Travel insurance hub |
Reader reviews
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Allianz Travel questions
Who underwrites Allianz Travel plans in the U.S.?
One of two insurers, depending on your state and plan: BCS Insurance Company (Ohio), rated A (Excellent) by AM Best, or Jefferson Insurance Company (New York), rated A+ (Superior) — ratings as stated in Allianz’s own current FAQ. AGA Service Company (Allianz Partners) produces and administers the plans; it is not itself the underwriter.
Is Allianz Travel the same as Allianz insurance?
It is the travel brand of Allianz Partners, the assistance/insurance arm of the Allianz Group — related to, but a different operation from, Allianz’s life and property-casualty companies. Your travel policy’s underwriter is BCS or Jefferson Insurance Company, named above.
Why does this profile say “Not yet rated”?
We publish a numeric score only with the inputs behind it visible on the page. This company’s evidence check (on our Is It Legit page) is complete; its full numeric scoring is in progress, so the honest label is “Not yet rated” rather than an invented number.
Is this your business?
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Sources (checked October 2026): Brand/producer structure and underwriters — Allianz Travel Insurance FAQ (allianztravelinsurance.com, crawled Oct 2026): “Allianz Travel Insurance is a mark of AGA Service Company dba Allianz Partners”; plans underwritten by BCS Insurance Company or Jefferson Insurance Company depending on state and plan; AM Best ratings BCS A (Excellent), Jefferson A+ (Superior) as stated in that FAQ. U.S. headquarters Richmond, VA (Allianz FAQ; CB Insights). Plan families OneTrip (Basic/Prime/Premier) and AllTrips (TheTraveler.org; HelloSafe 2026 review). Allianz Partners scale (IAAPA Allianz Partners profile). A U.S.-operation founding year was NOT FOUND in authoritative sources and is not printed; exact plan dollar limits from review compilations were not republished pending verification against plan documents.